This wallet with checkbook holder has a lot of space for 19 charge cards, 1 ID window,1 international ID pocket (can fit 2-3 passports),a removable checkbook spread with 1 pen holder(can utilized as a checkbook wallet),An outside zippered pocket uncovers 2 extra pockets for capacity money, cellphone(can fit iPhone X XR XS Max 7/8 plus)and a zippered coin pocket.